The Smartest Money You Won’t Spend on Healthcare.

• Aqua makes health insurance affordable for your small business - you don’t have to have deep pockets to offer health insurance to your employees.
  
  
• Two packages from which to choose - to best meet the needs of your budget and your workforce with different levels of deductible and out-of-pocket maximums.
  
  
• Aqua’s low monthly premiums are priced to fit your small-business budget – best value for the price. Aqua saves everyone money – you and your employees.
  
  
• There is no health savings account to fund - you pay the low monthly premium and the rest is up to Aqua and your employees.
  
  
• Offering health insurance helps your small business keep your employees and attract new ones – Aqua helps you compete for talent.
  
  
• Just because you’re a small business doesn’t mean you have to sacrifice quality for your employees - Aqua is part of Blue Shield of Northeastern New York, the safe and familiar name in healthcare.
  
  
• Coverage for programs to help employees stay healthy – it’s built right into the plan. A Health and Wellness Card encourages employees to take advantage of health programs and services every year - to stay healthy and productive.
  
  
• Low administrative costs - Automatic enrollment using Aqua Instructor™, a web based tool that saves you time and paperwork with fewer errors than traditional paper enrollment methods. And company-specific benefit information is available 24 hours a day – your employees won’t need to call you with benefit questions.
  
  
• Employee Contribution to Premium – employers have the ability to choose how much they want to invest and what the employee will be required to invest.