The health plan that works as hard as you do.
How Aqua Saves You Money:
- You only pay for the services you need and use.
- No copays or coinsurance for the first $500 single / $1000 family you spend on covered medical expenses.
- A prepaid card ($250 single or $500 family) saves you money on your gym membership or other health and wellness services.
- In-network hospitalization is covered in full.
- Generic drugs are only $7 – with no deductible to meet.
- Well-child visits are covered in full.
With the Aqua Plan, In-Network Hospitalization and Well-Child Visits are Covered in Full. Period.
| Monthly Aqua Premium | Aqua Allowance | Aqua Health and Wellness Card |
| You pay your share of the low monthly Aqua premium | You are given a $500 (single) or $1,000 (family) Aqua Allowance to be used as “first dollar” coverage for any covered medical expenses in or out-of-network. | You are given a $250 (single) or $500 (family) Aqua Health and Wellness Card, which can be used for massage, chiropractic care, acupuncture or a gym membership. |
In-Network Services Typically Cost Less than Out-of-Network Services.
Benefits Package 1
| Aqua Deductible | Aqua Cost Share | Aqua Safety Net |
| When your Aqua Allowance is depleted, you pay a deductible of $500 (single) or $1,000 (family) for any covered medical expenses in or out-of-network. | After the deductible is met, Aqua pays 80% and you pay 20% of the cost of in-network medical care. The out-of-pocket maximum is $2,500 (single) or $5,000 (family). | Once the out-of-pocket maximum is met, Aqua pays 100% of your covered expenses for the rest of the year. |
Benefits Package 2
| Aqua Deductible | Aqua Cost Share | Aqua Safety Net |
| When your Aqua Allowance is depleted, you pay a deductible of $1,000 (single) or $2,000 (family) for any covered medical expenses in or out-of-network. | After the deductible is met, Aqua pays 80% and you pay 20% of the cost of in-network medical care. The out-of-pocket maximum is $3,500 (single) or $7,000 (family). | Once the out-of-pocket maximum is met, Aqua pays 100% of your covered expenses for the rest of the year. |

